Indian Overseas Bank Recruitment 2026: 291 Generalist & Specialist Officer Vacancies, Eligibility, Exam Pattern, Salary & Apply Online
Indian Overseas Bank (IOB) has released the recruitment notification for Generalist and Specialist Officers 2026-27. The recruitment drive offers 291 vacancies across various posts in JMGS-I, MMGS-II and MMGS-III scales. The official advertisement is dated 28 August 2026, and eligible candidates can submit their applications online from 29 August 2026 to 15 September 2026.
This recruitment is particularly important for candidates looking for opportunities in Banking, Finance, Credit, Risk Management, IT, Information Security, Database Administration, Network Administration and Cyber Security.
IOB Recruitment 2026 – Overview
|
Particular |
Details |
|
Organization |
Indian Overseas Bank |
|
Recruitment |
Generalist / Specialist Officers 2026-27 |
|
Advertisement No. |
HRDD/RECT/04/2026-27 |
|
Advertisement Date |
28 August 2026 |
|
Total Vacancies |
291 |
|
Job Type |
Public Sector Bank |
|
Scales |
JMGS-I, MMGS-II & MMGS-III |
|
Application Mode |
Online |
|
Registration Starts |
29 August 2026 |
|
Last Date to Apply |
15 September 2026 |
|
Eligibility Cut-off Date |
1 August 2026 |
|
Selection |
Online Examination + Interview |
|
Official Website |
The bank has stated that candidates will be appointed according to its requirements and may be posted anywhere in India.
IOB Vacancy 2026 – Post-Wise Details
Indian Overseas Bank has announced 291 vacancies across 14 post codes. Post Code 01 is the Generalist Officer position, while the remaining positions are Specialist Officer posts.
|
Post Code |
Post Name |
Scale |
Vacancies |
|
01 |
Manager – Branch Management |
MMGS-II |
100 |
|
02 |
Manager – IT |
MMGS-II |
65 |
|
03 |
Manager – Information Security |
MMGS-II |
5 |
|
04 |
Manager – Information Security Audit |
MMGS-II |
5 |
|
05 |
Senior Manager – IT |
MMGS-III |
10 |
|
06 |
Senior Manager – Information Security |
MMGS-III |
3 |
|
07 |
Senior Manager – Information Security Audit |
MMGS-III |
2 |
|
08 |
Senior Manager – Database Administrator |
MMGS-III |
10 |
|
09 |
Senior Manager – Network Administrator |
MMGS-III |
5 |
|
10 |
Senior Manager – Cyber Security Administrator |
MMGS-III |
5 |
|
11 |
Manager – Credit |
MMGS-II |
35 |
|
12 |
Senior Manager – Credit |
MMGS-III |
15 |
|
13 |
Senior Manager – Risk |
MMGS-III |
6 |
|
14 |
Assistant Manager – Security |
JMGS-I |
25 |
|
Total |
291 |
The largest vacancy is for Manager – Branch Management with 100 posts, followed by Manager – IT with 65 posts and Manager – Credit with 35 posts.
IOB Recruitment 2026 – Important Dates
Candidates should carefully note the registration timeline.
|
Event |
Date |
|
Online Registration Starts |
29 August 2026 |
|
Application Fee Payment Starts |
29 August 2026 |
|
Last Date for Online Registration |
15 September 2026 |
|
Last Date for Fee Payment |
15 September 2026 |
Applications will be accepted only through the online mode.
Candidates should avoid waiting until the last date because the application process requires registration, document/image uploads and online fee payment.
IOB Recruitment 2026 Eligibility Criteria
The eligibility requirements differ substantially according to the post. Age, educational qualification and post-qualification experience are calculated as on 1 August 2026.
1. Manager – Branch Management
Scale: MMGS-II
Vacancies: 100
Age: 23 to 33 years
Educational Qualification
Candidates must have a Degree/Graduation in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
Experience
Candidates require:
- 3 years of experience as an Officer in a Scheduled Public Sector Bank or Scheduled Private Sector Bank
- At least 2 years should be in Branch Banking
- Experience as a Scale-I Branch Head is preferred
The selected candidates will be posted anywhere in India and will be posted as Branch Head after completion of probation.
2. Manager – IT
Scale: MMGS-II
Vacancies: 65
Age: 25 to 35 years
Educational Qualification
Candidates should possess any of the following:
- B.E./B.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation
- MCA
- M.Sc. Computer Science/IT
The qualification must be from a Government-recognized University/Institution.
Experience
A minimum of 5 years of post-qualification IT experience is required, including at least 3 years in Banking/BFSI.
Candidates must also have hands-on experience in at least one specialized technology domain such as:
- Full Stack Development
- Operating System Administration
- Network Administration
- Cloud Engineering
- Storage Administration
- Database Administration
- IAM/Domain Administration
- Automation Engineering
- ITSM
- Business Continuity/Disaster Recovery
- Virtualization
- DevOps
- DevSecOps
- Middleware Administration
- IT Procurement
The advertisement also lists several desirable professional certifications including Oracle, RHCE/RHCSA, VMware, CCNA/CCNP, AWS, Azure, OCI, CKA, ITIL, CISSP and CEH, among others.
3. Information Security & IS Audit Posts
IOB has vacancies for both Information Security and Information Security Audit positions in MMGS-II and MMGS-III.
The Information Security roles require relevant technical qualifications such as B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security.
For senior Information Security positions, experience can include areas such as:
- Forensic Analysis
- Incident Response
- SIEM/XDR
- Web Application/API Security
- IAM/AD/PAM
- AI Security
- Network Security
The advertisement gives preference to relevant cybersecurity certifications such as CISSP, OSCP, CCNP, CCIE, CCSP and other security certifications.
4. Senior Manager – Database Administrator
Scale: MMGS-III
Vacancies: 10
Age: 28 to 38 years
Candidates require a relevant qualification such as:
- B.E./B.Tech
- MCA
- M.Sc. Computer Science/IT
along with 8 years of post-qualification experience in Database Administration, including:
- Minimum 5 years in Production Database Administration
- At least 3 years in Banking/BFSI
- Experience supporting mission-critical applications
Mandatory technical experience includes Oracle Database, Microsoft SQL Server, database performance optimization, production incident management, capacity planning, backup/recovery, DR drills, root-cause analysis and database security/compliance.
An OCA or OCP certification is mandatory as specified in the advertisement.
5. Manager – Credit
Scale: MMGS-II
Vacancies: 35
Age: 23 to 33 years
This is one of the most important posts for Finance, Banking and Credit professionals.
Educational Qualification
Candidates should have:
- Bachelor's degree with MBA Finance / PGDBA / PGDBM / Master of Management Studies (Finance)
OR
- Chartered Accountant (CA)
OR
- Cost Management Accountant (CMA)
Experience
Candidates need 3 years of post-qualification experience in a Bank/Financial Institution, out of which at least 2 years must be in the credit domain.
Experience in handling MSME/Corporate Advances is preferred.
Candidates with relevant IIBF or other reputed certifications in areas such as Trade Finance, Corporate Lending, Risk Management or FRM, along with JAIIB/CAIIB, are given preference.
6. Senior Manager – Credit
Scale: MMGS-III
Vacancies: 15
Age: 25 to 35 years
The educational qualifications are similar to Manager – Credit:
- MBA Finance / PGDBA / PGDBM / MMS Finance
- CA
- CMA
Candidates need 6 years of post-qualification experience in a Bank/Financial Institution, including at least 4 years in Credit.
Experience in MSME and Corporate Advances is preferred.
7. Senior Manager – Risk
Scale: MMGS-III
Vacancies: 6
Age: 25 to 35 years
This post is particularly relevant for candidates from Finance, Risk Management, Banking and Financial Services backgrounds.
Educational Qualification
Candidates can qualify through routes including:
- Graduation + MBA Finance
- PGDM Finance
- PGDBF
- Master of Financial Management
- Master of Finance and Control
- Master's in Mathematics/Statistics/Economics
OR
Graduation with Financial Risk Management certification from GARP-USA or Professional Risk Management certification from PRMIA.
Experience
A minimum of 5 years of post-qualification experience is required in a Public Sector Bank, Private Sector Bank, NBFC or Financial Institution in areas such as:
- Risk
- Credit
- Forex
- Treasury
- Finance
The advertisement also lists several preferred risk-management certifications.
8. Assistant Manager – Security
Scale: JMGS-I
Vacancies: 25
Age: 30 to 45 years
This post is intended for candidates with relevant defence, paramilitary or police experience.
Applicants must be graduates and must also possess the prescribed computer/IT-related qualification or certification.
The experience requirement includes eligible retired JCOs, equivalent personnel from the Army/Navy/Air Force, eligible paramilitary personnel and police officers meeting the prescribed rank and service requirements. Serving candidates whose discharge date is on or before 30 September 2026 may also apply.
IOB Recruitment 2026 Age Relaxation
The advertisement provides age relaxation according to Government of India guidelines.
|
Category |
Upper Age Relaxation |
|
SC/ST |
5 years |
|
OBC – Non-Creamy Layer |
3 years |
|
PWBD |
10 years |
|
Persons affected by 1984 riots |
5 years |
|
Eligible Ex-Servicemen/related categories |
5 years |
The maximum age and applicable relaxations are subject to the conditions specified in the notification and Government guidelines.
IOB Officer Salary 2026
The recruitment covers three officer scales.
|
Scale |
Pay Scale |
|
JMGS-I |
₹48,480 – ₹85,290 |
|
MMGS-II |
₹64,820 – ₹93,960 |
|
MMGS-III |
₹85,920 – ₹1,05,280 |
In addition to basic pay, DA, HRA, CCA and other applicable benefits are provided according to the bank's rules.
Specialist Officers recruited laterally in MMGS-II and MMGS-III are also eligible for facilities such as conveyance expenses, newspaper expenses, telephone/mobile expenses, residential furniture and bank-owned or leased accommodation, subject to applicable bank guidelines.
IOB Recruitment 2026 Probation Period
The probation period varies by post.
- Manager – Branch Management: 6 months
- Assistant Manager – Security: 2 years
- Other posts: 1 year
The probation period is based on active service and confirmation is subject to the Bank's Officers' Service Regulations.
IOB Recruitment 2026 Bond
Selected candidates are required to execute a Financial Service Indemnity Bond.
- JMGS-I: ₹2 lakh
- MMGS-II & MMGS-III: ₹2.50 lakh
Candidates are required to serve for a minimum period of 3 years of active service under the prescribed terms.
IOB Recruitment 2026 Selection Process
The selection process consists of:
Online Examination → Interview → Final Merit List
Candidates qualifying in the Online Examination will be called for the personal interview. The Bank may also undertake preliminary screening/shortlisting based on qualification, experience and profile before calling candidates for the relevant stages.
Final Merit Weightage
The final merit list will be prepared using:
- Online Examination – 80%
- Interview – 20%
The Bank has reserved the right to change the selection procedure if necessary.
IOB Exam Pattern 2026
For Manager – Branch Management
The online examination consists of:
|
Section |
Questions |
Marks |
Duration |
|
English Language |
25 |
25 |
30 minutes |
|
Professional Knowledge |
75 |
75 |
90 minutes |
|
Total |
100 |
100 |
2 Hours |
The Professional Knowledge section includes:
- Banking Law & Practice
- Indian Economy & Indian Financial System
- Principles & Practices of Banking
- Accounting & Financial Management for Bankers
The Professional Knowledge section is available in English and Hindi, while English Language is in English.
Exam Pattern for Other Posts
For other Scale I, II and III positions:
|
Section |
Questions |
Marks |
Duration |
|
English Language |
25 |
25 |
30 minutes |
|
General Awareness – Banking |
25 |
25 |
30 minutes |
|
Professional Knowledge |
50 |
50 |
60 minutes |
|
Total |
100 |
100 |
2 Hours |
The Professional Knowledge syllabus varies according to the post. The notification states that there is no minimum qualifying mark prescribed for English Language and General Awareness, while candidates must meet the prescribed minimum qualifying requirement in Professional Knowledge.
IOB Recruitment 2026 Application Fee
The application fee/intimation charges are:
|
Category |
Fee |
|
SC/ST/PwBD |
₹175 |
|
All Others, including OBC & EWS |
₹1,000 |
The amounts are inclusive of GST and are non-refundable.
Payment can be made through online methods including debit card, credit card, internet banking, BHIM and UPI.
How to Apply for IOB Recruitment 2026?
Candidates should follow these steps:
- Visit the official Indian Overseas Bank website.
- Go to the Careers section.
- Open the recruitment link for Generalist/Specialist Officers in Various Scales – 2026-27.
- Select the eligible post.
- Complete the online registration.
- Note the Registration Number and Password received by email/SMS.
- Upload the photograph and signature as prescribed.
- Enter educational and professional details carefully.
- Upload the required documents, including left thumb impression and handwritten declaration.
- Pay the applicable application fee.
- Submit the application.
- Take a printout/save the submitted application form for future reference.
The bank specifically advises candidates to check all details carefully because incorrect information can lead to disqualification.
Can Candidates Apply for More Than One Post?
Yes.
Candidates may apply for more than one post provided they fulfill the eligibility criteria for each post. However, if a candidate submits multiple applications for the same post, only the last submitted application will be considered.
This makes the recruitment particularly useful for professionals who meet the eligibility requirements for multiple specialist roles.
Important Points for Finance & Accounts Candidates
For candidates preparing specifically for Finance and Banking roles, the most relevant vacancies are:
Manager – Credit
- 35 vacancies
- MBA Finance/CA/CMA eligible
- 3 years' relevant experience
- Minimum 2 years in Credit
Senior Manager – Credit
- 15 vacancies
- MBA Finance/CA/CMA eligible
- 6 years' relevant experience
- Minimum 4 years in Credit
Senior Manager – Risk
- 6 vacancies
- Finance/Risk-related educational routes
- 5 years' experience
- Relevant experience in Risk, Credit, Forex, Treasury or Finance
The Credit and Risk positions therefore deserve special attention from experienced CA, CMA, MBA Finance and banking/financial-services professionals.
Why IOB Recruitment 2026 Is Important
This recruitment is significant because it combines general banking positions with specialized professional roles.
With 291 vacancies, candidates have opportunities across:
- Branch Banking
- Credit
- Risk Management
- Finance-related banking functions
- IT
- Cyber Security
- Information Security
- IS Audit
- Database Administration
- Network Administration
- Physical Security
The recruitment also covers multiple management scales, making it suitable for professionals with different levels of experience.
Documents Candidates Should Keep Ready
Candidates should ensure that they have the relevant documents supporting:
- Date of birth
- Educational qualification
- Professional qualification
- Work experience
- Category, wherever applicable
- PwBD certificate, wherever applicable
- Other post-specific certifications
- Identity and other documents required during the recruitment process
Candidates called for interview must produce originals as well as self-attested photocopies of the prescribed documents.
IOB Recruitment 2026 – Key Takeaways
Indian Overseas Bank Recruitment 2026-27 offers 291 Officer vacancies across Generalist and Specialist positions.
The most important points are:
- 291 total vacancies
- Applications from 29 August to 15 September 2026
- Posts available in JMGS-I, MMGS-II and MMGS-III
- 100 vacancies for Manager – Branch Management
- 65 vacancies for Manager – IT
- 35 vacancies for Manager – Credit
- 15 vacancies for Senior Manager – Credit
- 6 vacancies for Senior Manager – Risk
- CA/CMA/MBA Finance candidates can target the Credit positions
- Selection through Online Examination + Interview
- Final merit: 80% Online Exam + 20% Interview
- Officer pay scales range from ₹48,480 to ₹1,05,280, depending on scale, before applicable allowances
- Application fee: ₹175 for SC/ST/PwBD and ₹1,000 for other candidates
- Posting can be anywhere in India
- MMGS-II and MMGS-III lateral specialist officers receive various applicable facilities during probation.
Final Word
IOB Recruitment 2026-27 is a major opportunity for experienced professionals seeking a career in a Public Sector Bank. Candidates should not apply solely on the basis of their educational qualification; the post-wise experience and certification requirements are equally important.
Before submitting the application, carefully match your age, qualification, post-qualification experience and required certifications with the specific post. The Bank has clearly stated that eligibility documents will be verified during the recruitment process and that candidature can be cancelled if the prescribed eligibility requirements are not met.
Candidates should apply only through the official IOB website and carefully read the complete recruitment advertisement before submitting the application.
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FAQs
1. How many vacancies are announced in IOB Recruitment 2026?
Indian Overseas Bank has announced 291 vacancies for Generalist and Specialist Officers.
2. What is the last date to apply for IOB Recruitment 2026?
The last date for online registration and fee payment is 15 September 2026.
3. What is the selection process?
Selection is through an Online Examination followed by Interview, with the final merit list carrying 80% weightage for the online examination and 20% for the interview.
4. What is the IOB application fee?
SC/ST/PwBD candidates pay ₹175, while other candidates, including OBC and EWS, pay ₹1,000.
5. Are CA and CMA candidates eligible for IOB Credit Officer posts?
Yes. The notification specifically lists CA and CMA, along with specified Finance postgraduate qualifications, for Manager – Credit and Senior Manager – Credit posts.
6. What is the salary/pay scale in IOB Recruitment 2026?
The notified scales range from ₹48,480–₹85,290 for JMGS-I to ₹85,920–₹1,05,280 for MMGS-III, with applicable allowances and benefits.
7. Can a candidate apply for multiple posts?
Yes, candidates can apply for more than one post if they satisfy the eligibility criteria. For multiple applications for the same post, only the latest application is considered.
8. Where can candidates apply?
Applications must be submitted online through the official Indian Overseas Bank website.
