Bank of Baroda Credit Analyst Recruitment 2026: 100 Vacancies for Chartered Accountants
Bank of Baroda has announced an excellent opportunity for finance professionals through its Recruitment of Human Resource on Regular Basis for Various Departments. Under the Corporate & Institutional Credit (C&IC) department, the Bank has invited applications for 100 Credit Analyst positions in MMG/S-II.
For Chartered Accountants with banking experience and an interest in corporate credit, this recruitment offers an opportunity to build a career in one of India's leading public-sector banks. The online application process starts on 4 September 2026, and the last date for submission of applications and payment of fees is 24 September 2026.
Bank of Baroda Credit Analyst Recruitment 2026: Overview
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Particular |
Details |
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Organisation |
Bank of Baroda |
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Post |
Credit Analyst – C&IC |
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Department |
Corporate & Institutional Credit |
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Grade/Scale |
MMG/S-II |
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Total Vacancies |
100 |
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Minimum Age |
21 Years |
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Maximum Age |
33 Years |
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Mandatory Qualification |
Graduation + Chartered Accountant |
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Mandatory Experience |
Minimum 1 year banking experience in a Scheduled Commercial Bank |
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Preferred Experience |
Corporate Credit |
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Application Start Date |
4 September 2026 |
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Last Date to Apply |
24 September 2026 |
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Posting |
Anywhere in India |
The notification specifically requires candidates to be Graduates and Chartered Accountants, along with at least one year of banking experience in a Scheduled Commercial Bank. Candidates having experience in Corporate Credit will be preferred.
What Does a Credit Analyst Do in Bank of Baroda?
The Credit Analyst position is part of the Bank's Corporate & Institutional Credit department, making it a highly relevant opportunity for professionals interested in corporate banking and credit analysis.
According to the official job description, the selected candidates will be involved in:
- Credit appraisal of existing corporate customers
- Credit appraisal of new corporate customers
- Coordination with Relationship Managers for maintaining corporate customer relationships
- Supporting Relationship Managers in acquiring new corporate customers
- Supporting cross-selling of ancillary banking business
- Maintaining corporate accounts
- Ensuring compliance in corporate accounts
- Handling audits and inspections
- Monitoring corporate accounts
- Other responsibilities assigned by the Bank from time to time
This role can provide valuable exposure to corporate financial statements, credit proposals, banking risk, loan appraisal, compliance, audit and corporate account monitoring.
Bank of Baroda Credit Analyst Eligibility Criteria
Educational Qualification
The mandatory qualification is:
Graduation in any discipline AND Chartered Accountant (CA).
Therefore, candidates must satisfy both requirements to be eligible for the Credit Analyst position.
Experience Requirement
Candidates must have:
Minimum 1 year of banking experience in a Scheduled Commercial Bank.
The notification also states that experience in Corporate Credit will be preferred.
Important Point
This is not a fresher opportunity for CAs. The mandatory banking experience requirement is an important eligibility condition.
Age Limit
For the Credit Analyst – C&IC position:
- Minimum Age: 21 years
- Maximum Age: 33 years
The eligibility criteria are applicable as per the cut-off date mentioned in the notification.
Age relaxation is available for eligible reserved categories according to the Bank's recruitment rules.
Bank of Baroda Credit Analyst Salary
The Credit Analyst position is offered in MMG/S-II.
The pay scale mentioned in the notification is:
₹64,820 – ₹93,960
In addition to basic pay, selected candidates may receive applicable allowances, perquisites and other benefits according to the Bank's policies and banking-sector settlements.
The actual overall salary package can vary depending on allowances, posting location and applicable Bank policies.
Selection Process
The Bank may use one or more stages in the selection process, including:
- Application scrutiny
- Online test
- Psychometric test
- Group Discussion
- Personal Interview
- Multiple rounds of interviews or other assessments
The Bank may shortlist candidates based on qualifications, relevant work experience, domain expertise, skills, suitability and performance in applicable tests. Meeting the minimum eligibility criteria does not automatically guarantee an interview call.
Online Exam Pattern
If Bank of Baroda conducts an online examination, the tentative structure is:
|
Section |
Questions |
Marks |
Duration |
|
English Language |
20 |
20 |
20 Minutes |
|
Reasoning Ability & Quantitative Aptitude |
20 |
20 |
20 Minutes |
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General / Economic & Banking Awareness |
20 |
20 |
20 Minutes |
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Professional Knowledge |
60 |
60 |
60 Minutes |
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Total |
120 |
120 |
120 Minutes |
The notification states that the first three sections are qualifying in nature, while the professional knowledge section is especially important for the position.
Negative Marking
For every wrong answer, 0.25 of the marks assigned to that question will be deducted. No penalty is applicable for unanswered questions.
Application Fee
The application fee is:
- General / EWS / OBC: ₹850 + Payment Gateway Charges
- SC / ST / PwBD / ESM / Women: ₹175 + Payment Gateway Charges
The application fee is non-refundable.
Probation Period
Selected candidates will be on probation for:
12 months (1 year) of active service from the date of joining.
Service Bond
Candidates selected in MMG/S-II are currently required to serve for a minimum period of three years.
If an officer leaves before completing the required period, the applicable bond terms provide for payment equivalent to three months' gross salary, subject to a maximum of ₹3 lakh, according to the prevailing policy and terms of the executed bond.
How to Apply for Bank of Baroda Credit Analyst Recruitment 2026
Candidates need to apply online through the Bank of Baroda Career → Current Opportunities section.
While submitting the application, candidates should ensure that they have the necessary documents and supporting records relating to:
- Educational qualifications
- Chartered Accountant qualification
- Date of birth
- Banking experience
- Experience certificates
- Appointment and relieving documents, where applicable
- Other documents required to establish eligibility
The notification advises candidates to submit their applications well before the closing date.
Why Is This a Good Opportunity for CAs?
The Bank of Baroda Credit Analyst position can be particularly attractive for Chartered Accountants who already have banking experience and want to develop their career in:
- Corporate Credit
- Credit Appraisal
- Corporate Banking
- Financial Analysis
- Risk Assessment
- Loan Monitoring
- Corporate Account Management
- Banking Compliance
The role provides direct exposure to the corporate credit ecosystem rather than a purely general banking profile.
Final Thoughts
The Bank of Baroda Credit Analyst Recruitment 2026 is a significant opportunity for Chartered Accountants with banking experience, particularly those who have worked or want to work in Corporate Credit.
With 100 vacancies, a MMG/S-II officer position, strong exposure to corporate banking and a structured career opportunity in a major public-sector bank, eligible candidates should carefully review the notification and apply before the deadline.
Application Dates: 4 September 2026 to 24 September 2026.
Candidates should verify all eligibility requirements and keep checking the official Bank of Baroda recruitment updates for any corrigendum or further announcements.
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Important Links |
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FAQs
1. How many vacancies are available for Bank of Baroda Credit Analyst Recruitment 2026?
Bank of Baroda has announced 100 vacancies for the post of Credit Analyst – C&IC.
2. What is the qualification required for the Bank of Baroda Credit Analyst post?
Candidates must have Graduation in any discipline along with Chartered Accountant (CA) qualification.
3. Are freshers eligible for the Credit Analyst post?
No. Candidates must have a minimum of one year of banking experience in a Scheduled Commercial Bank.
4. Is Corporate Credit experience mandatory?
Corporate Credit experience is preferred, according to the notification. However, the mandatory requirement is at least one year of banking experience in a Scheduled Commercial Bank.
5. What is the age limit for Bank of Baroda Credit Analyst Recruitment 2026?
The age limit is 21 to 33 years, subject to applicable age relaxations.
6. What is the salary of a Bank of Baroda Credit Analyst?
The position is in MMG/S-II, with the pay scale of ₹64,820 to ₹93,960, along with applicable allowances and benefits.
7. What are the main responsibilities of a Credit Analyst?
The role includes credit appraisal of new and existing corporate customers, coordination with Relationship Managers, corporate account maintenance, compliance, audit and inspection handling, and account monitoring.
8. What is the application fee for Bank of Baroda Credit Analyst Recruitment?
The application fee is ₹850 for General/EWS/OBC candidates and ₹175 for SC/ST/PwBD/ESM/Women candidates, plus applicable payment gateway charges.
9. What is the last date to apply?
The last date for submission of the online application and payment of fees is 24 September 2026.
10. Is there a service bond for selected candidates?
Yes. Candidates selected in MMG/S-II are required to follow the Bank's applicable service bond conditions.